DESTINI BANGSAKU (LEGAL DISCOURSE)

"Passionate law lecturer on a mission to share legal knowledge beyond the confines of the classroom." In the age of social media and widespread content sharing, blogs continue to be an important medium for online communication and content creation, even as social media platforms and other content-sharing avenues gain popularity. They offer a structured and in-depth approach to information exchange, community building, and expertise establishment.  Hence, ‘Destini Bangsaku (Legal Discourse)’, started in 2011, aims to make legal discourse understandable for students and the general public. ‘Destini Bangsaku (Legal Discourse)’ provides a high-level overview of legal subjects such as cyber law, insurance law, legal ethics, data privacy, personal data protection legislation, and student development issues. It benefits students by covering topics relevant to postgraduate and undergraduate courses at the Faculty of Law, Universiti Teknologi MARA. Postgraduate courses like LWM 736 ...

The advisors, President Qistina, Committee members, Ladies and Gentlemen. Assalammualaikum. It is with a sense of great honour and deep appreciation that I greet each and every one of you on this remarkable morning. As I stand before you, I am filled with gratitude for the privilege of addressing the esteemed members of the Seketariat Mahasiswa Fakulti (SMF) at this Annual General Meeting. Your presence and energy in this room reflect the vibrant intellectual and communal spirit that defines our academic institution. Before I proceed, I must take a moment to extend my heartfelt commendations to the tireless efforts of the organizing committee. Your dedication, meticulous planning, and unwavering commitment to bring this event to fruition are nothing short of remarkable. The seamless execution of this AGM, during your holiday, is a testament to your spirit of collaboration and determination. Congratulations. As we gather here today to reflect on our journey and set our sights on t...

  https://ieeexplore.ieee.org/document/10150615

https://msocialsciences.com/index.php/mjssh/article/view/1086  

  Among the major dangers are: 1)  Breach of data: AI systems frequently rely on massive datasets to perform properly. If these databases are not adequately safeguarded, they may be exposed to data breaches, possibly exposing sensitive information about persons, businesses, or organizations. 2)   Data profiling and inference: AI algorithms may examine data patterns to draw conclusions and make predictions about individuals. This could result in unwanted profiling and discrimination, as well as the disclosure of personal information that individuals may not want to be revealed. 3)Inconsistency: Some AI models, particularly deep learning models, can be extremely complex and difficult to interpret. Because of this lack of transparency, it can be difficult to comprehend how the AI system arrived at a given choice, potentially leading to a lack of responsibility and challenges in addressing privacy concerns. 4)Cross-referencing and data aggregation: AI can develop extensive pr...

    1)Faster Claims Processing: AI-powered systems can swiftly evaluate and process vast amounts of data, allowing faster claims processing. Customers will benefit from faster claim settlements, increasing customer satisfaction and retention rates. 2)Fraud Detection: AI systems can be trained to spot trends and anomalies in claims data, making it easier to detect fraudulent claims. This guarantees that valid claims are processed quickly, while fraudulent claims are highlighted for further examination, limiting potential losses for insurance companies. 3)Risk Assessment: AI can help with risk assessment and determining appropriate insurance rates for customers based on their specific circumstances. This tailored approach to risk assessment has the potential to result in more equitable pricing for customers and a better knowledge of the overall risk profile for insurance companies. 4)Chatbots and client Service: AI-powered chatbots can manage client enquiries and help them throu...

  https://www.fam.org.my/news/siaran-media-sembilan-individu-dilantik-menganggotai-pasukan-petugas-khas-presiden-fam

https://www.researchgate.net/publication/367256237_Educating_the_Law_of_Conveyancing_Students_Through_Students-Generated_Video_Assessment_A_Way  

The ILAC format is a helpful framework for writing structured exam answers to problem-based questions. It is divided into four sections: Issue, Law, Application, and Conclusion. 1) Issue: Begin by outlining clearly the specific legal question raised in the question. If the question does not state the subject matter, consider what legal question will determine the case outcome. The problem should be posed as a question rather than a general statement. Mentioning the names of the parties and relevant case facts can be part of the problem. Each topic in the question may necessitate a distinct ILAC analysis. 2) Law: Describe the applicable law or test. Avoid utilising case-specific judgments. The rule is frequently the definition of the applicable legal principle. 3) Application: This is the most crucial portion of the answer you provide. Apply the law to the facts provided and explain how it leads to the result. Take into account both sides of the argument and present reasons and justific...

  When responding to legal questions it is critical to provide authority, such as cases, statutes, or constitutional requirements. Memorise the names of the cases, the brief facts, and the legal concepts they established. Exams may not have a clear right or incorrect answer; instead, demonstrate your comprehension by discussing and assessing the pertinent issues using factual and critical information. Avoid deviating from the topic of the inquiry and restrict your response to the specific issues mentioned. Spend a few minutes planning and organizing your thoughts rationally before writing an outstanding essay. Include an introduction that summarises the objective and topic of your essay. Analyse the law's factual substance and make recommendations for appropriate modifications as needed. While descriptive essays are of limited value, providing your ideas and points of view is encouraged as long as they are pertinent to the topic. A well-structured essay is required, with an i...

Domain names in Malaysia are governed by the Malaysian Network Information Centre (MYNIC) and its related policies. MYNIC is the designated registry for the .my country-code top-level domain (ccTLD) and oversees the registration and management of domain names under the .my domain space. Domain Registration: The registration of domain names under the .my ccTLD is subject to certain eligibility criteria set by MYNIC. Generally, individuals and entities with a legitimate interest in the domain name corresponding to their name, business name, or trademark may be eligible to register a .my domain. Dispute Resolution: In case of domain name disputes, MYNIC has adopted the MYDRP (MYNIC Domain Name Dispute Resolution Policy) to resolve conflicts between domain name registrants and complainants. The MYDRP provides a mechanism for the complainant to challenge the registration or use of a domain name that may infringe upon their rights.

The legal framework for e-commerce in Malaysia primarily consists of several key pieces of legislation that govern various aspects of online transactions. These laws aim to protect the interests of consumers, promote fair trade practices, and establish a secure and trustworthy environment for e-commerce activities. Here are some important laws and regulations related to e-commerce in Malaysia: 1. Electronic Commerce Act 2006: This act provides legal recognition and regulation for electronic transactions, electronic contracts, and digital signatures. It establishes the legal validity and enforceability of electronic records and signatures in commercial transactions. 2. Consumer Protection Act 1999: This act protects consumers' rights and interests in e-commerce transactions. It prohibits unfair practices, such as misleading advertisements, false claims, and unfair contract terms. It also covers issues related to product safety, warranties, and remedies for consumers. 3. Personal Dat...

I n electronic commerce, commonly known as e-commerce, there are several legal risks that businesses and consumers need to be aware of: 1. Contractual Issues: E-commerce transactions rely on contracts, which may be subject to various legal issues such as contract formation, offer and acceptance, terms and conditions, and enforceability. It is important to ensure that online contracts are properly drafted, clear, and legally binding. 2. Intellectual Property Infringement: E-commerce platforms often involve the sale or distribution of digital content, products, and services. There is a risk of infringing on intellectual property rights, such as copyrights, trademarks, and patents. Businesses need to be cautious and respect the intellectual property rights of others. 3. Privacy and Data Protection: E-commerce involves the collection, storage, and use of personal data. Businesses must comply with applicable data protection and privacy laws to safeguard customer information. This includes o...

Tahniah YBhg Prof Dato Dr Abdullah Mohd Said,  Mantan Timbalan Naib Chanselor (Hal Ehwal Pelajar), UiTM Mantan Presiden UiTM FC 'Sukan sebagai wadah pembangunan pelajar.'  

The law allows for the automatic creation of trust in a life policy : i) Civil Law Act 1956, in particular, Section 23 ii) Financial Services Act 2013, Schedule 10 The rationale is: (i) to provide the married man or woman with a simple method of making some financial provisions for his/her spouse & children on his/her death ;  (ii) to ensure that such a provision remains even if the insured was heavily in debt or bankrupt at the time of his/her death. However, the statutory trust policy money would not be created favouring a Muslim who nominates his wife, children or parent as nominees.  A nominee of a Muslim policy owner receives the policy money as an executor & must distribute the funds in accordance with Islamic Law   

The handler of the claim, therefore, has to know whether the event or circumstances regarding the claim is covered. The following questions need to be answered: a) Are the circumstances regarding the claim covered in the policy? b) For a third-party claim, is the Insured legally liable? c) Is there any legal principle which may affect the claim? Once notice has been received, the claims handler should ask himself the following questions: a) Is the policy in question still in force? b) Is the insured item the same as that in the insurance policy? c) Is the event a covered risk/peril? d) Was there an undue delay in the notification? 

An insurance claim is an actual application(demand) for benefit from one's insurance company on the happening of the insured event.  It includes a claim by a third party against the insured whose liability is covered by the insurance company  The person or company that will receive financial compensation or its equivalent benefits from the Insurer is known as a 'claimant’. The are various circumstances and issues that may arise in any claim situation.  Some reasons why a claim is denied: (a) the insurance policy has lapsed. (b) the insurance policy does not include the benefit. (c) claim falls under the exclusions ( i

The Defamation Act 1957 does not give the exact definition of defamation and elements of defamation, but the definition from common law laid that defamation is “any publication of a false statement relating to a person’s reputation that resulted to the person being subjected to such false statement being shunned or avoided by the members of the society”. The elements of defamation are : (1) the words are defamatory.  It is sufficient when the words tend to expose Plaintiff to hatred. (2)the words must refer to the plaintiff  (3) the words must have been published to a third party.

Defamation is an act that seeks to harm one’s reputation by impairing the esteem, goodwill, respect or confidence that one has for the plaintiff; or by evoking unfavourable, disparaging, or unpleasant feelings towards him.   In this Internet age, real-life defamation cases have now transcended cyberspace.  If a defence cannot be established, publishing information that can harm a person's reputation will subject the publisher to liability under the defamation tort. Defamation can be categorised into libel and slander. 1)libel, a published written statement that can tarnish one’s reputation.  Libel is a permanently made false statement such as writing, printing, an image, or an effigy. 2)  slander, a verbal statement of the same effect.  It  is the temporary dissemination of false information made orally such as spoken words or gestures of a defamatory statement